All information and data on this website is for informational purposes only. I make no representations as to the accuracy, completeness, suitability, or validity, of any information. I will not be liable for any errors, omissions, or any losses, injuries, or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights.

All information on this website are based on my personal opinion/experience and curation of news and articles from other websites (not owned by me), hence, should not be considered as professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional.

Do note that this website is considered more as a “personal journal” – my thoughts and opinions will change from time to time as I continue to learn and accumulate more knowledge.

I reserve the right to delete any (abusive, profane, rude etc.) comments … but probably there is no need to, at least for now, as I have installed/activated the Disable Comments plugin (sorry).

If you do not agree with this disclaimer, please stop reading and exit this site.

Please also read Disclosure.